mail fals de la paypall ?

[autosos]

Intentionez sa-mi deschid un cont paypall pe care sa-l alimentez dintr-un card de la Banca Transilvania, card deschis pe persoana fizica pe numele meu.
Am citit cateceva despre paypall, am mai intrebat in stanga si-n dreapta si cred ca sant in proportie de cca 70-80 % lamurit in ceea ce priveste functionarea sistemului.
Acuma vine chestia interesanta si pe care nu mi-o pot explica si la care va rog sa-mi dati o mana de ajutor.
Azi am primit un mail cu urmatorul continut :

"Dear PayPal Member,
This email confirms that you have sent an eBay payment of $47.85 USD to
thomas.hudkins@yahoo.com for an eBay item.
-----------------------------------
Payment Details
-----------------------------------
Amount: $47.85 USD
Transaction ID: 2LC956793J776333Y
Subject: Digimax 130
Note:
If you haven't authorized this charge ,click the link below to dispute transaction
and get full refund
PayPal - Login
*SSL connection:
PayPal automatically encrypts your confidential information in transit from your
computer to ours using the Secure Sockets Layer protocol (SSL) with an encryption
key length of 128-bits (the highest level commercially available)
-----------------------------------
Item Information
-----------------------------------
eBay User ID: scratchandgnaw2
----------------------------------
Thomas Hudkins UNCONFIRMED Address
----------------------------------
Thomas Hudkins
211 David St.
Springtown, TX 76082
United States
Important Note: Edward Harrell has provided an Unconfirmed Address. If you are
planning on shipping items to Edward Harrell, please check the Transaction Details
page of this payment to find out whether you will be covered by the PayPal Seller
Protection Policy.
------------------------------------
This payment was sent using your bank account.
By using your bank account to send money, you just:
- Paid easily and securely
- Sent money faster than writing and mailing paper checks
- Paid instantly -- your purchase won't show up on bills at the end of the month.
Thanks for using your bank account!
---------------------------------------
Thank you for using PayPal!
The PayPal Team
PayPal Email ID PP118

Deci mentionez : NU AM IN ACEST MOMENT CONT PE PAYPALL.
Deci tare ma mir cum sa platesc eu ceva de 47,85 usd pentru un digimax 130 ( habar nu am nici ce e ala si nici cu ce sa "mananca" )
Daca urmez link-ul din mail ajung pe pagina unde trebuie sa ma loghez.
Mailul acesta sincer i-mi pune o gramada de semne de intrebare.
Adica ma gandesc ca daca accesez pagina respectiva si scriu ceea ce mi se cere acolo ( adresa de e-mail si parola ) sa nu ajunga cine stie pe unde aceste date confidentiale si sa ma trezesc cu cine stie ce surprize.
Asa ca intrebarea mea este ce e de facut in acest caz si daca a mai patit cineva din voi asa ceva.
Pana una alta am dat un forward la spoof@paypal.com acolo la rubrica unde scria : "If you think you’ve received a phishing email:"
Habar n-am ce e ala phishing email.
So please help me .....careva